It’s all about choices and the reality is the tiny things we do to save money can translate into huge savings! And trust me ladies, your husband will be more apt to encourage you to buy nice things for yourself when you save him money on the other end!
We can ALWAYS do better! This month we clearly spent more on restaurants and groceries than we would like to moving forward on average.
95% of Americans own a car, and 85% report commuting to and from work with a personal vehicle. Naturally, these numbers translate to an awful lot of car loans sitting on top of driveway loans, aka mortgages.
That figure would allow us to safely withdraw $23,087 a year with no problem until we are 60, where our $3 Million or so is waiting for us from our 401K/403B/IRA accounts.
We’re glad we aren’t in that boat. Kristen and her mom spent a week this summer painstakingly scraping and painting our house. We don’t know what the future holds, but for financial reasons alone, we doubt we will EVER “upgrade” regardless of our life situation.
...We failed. Well, to be fair, we started drinking and hanging out on sailboats on the Mediterranean, and that didn’t feel much like failure.
...That $160 of FREE money REALLY becomes $1,907 of FREE money