"I love teaching and changing people's lives, it just doesn't pay enough, which means I work more and don't spend time with the kids, and don't have time to workout... I like the idea of having the freedom to make my own schedule and not have to be stressed to find time to do a simple thing like do the laundry".
For those interested I will explain what the mechanism of a "disorder" looks like when someone cannot take responsibility for their lives. (including financial) So, yes... I'm "diagnosing" some of what I see and hear in terms of people's "disordered" finances.
From our research, it appears that gas and electric ranges are supposed to last 11-15 years. Wow, our stove has probably doubled that!
It’s all about choices and the reality is the tiny things we do to save money can translate into huge savings! And trust me ladies, your husband will be more apt to encourage you to buy nice things for yourself when you save him money on the other end!
We can ALWAYS do better! This month we clearly spent more on restaurants and groceries than we would like to moving forward on average.
95% of Americans own a car, and 85% report commuting to and from work with a personal vehicle. Naturally, these numbers translate to an awful lot of car loans sitting on top of driveway loans, aka mortgages.
That figure would allow us to safely withdraw $23,087 a year with no problem until we are 60, where our $3 Million or so is waiting for us from our 401K/403B/IRA accounts.