Wow! An expensive month. Truth be told, we are a little embarrassed by it. It feels like we have fallen into that trap of the less time we have, the more we spend.
"I love teaching and changing people's lives, it just doesn't pay enough, which means I work more and don't spend time with the kids, and don't have time to workout... I like the idea of having the freedom to make my own schedule and not have to be stressed to find time to do a simple thing like do the laundry".
For those interested I will explain what the mechanism of a "disorder" looks like when someone cannot take responsibility for their lives. (including financial) So, yes... I'm "diagnosing" some of what I see and hear in terms of people's "disordered" finances.
It’s clear at this point that barring any major changes in our income or expenses that we will be able to achieve our investment goals in 34 more months as long as we take things month by month and do everything possible to hit the high bars we have set for ourselves.