"I love teaching and changing people's lives, it just doesn't pay enough, which means I work more and don't spend time with the kids, and don't have time to workout... I like the idea of having the freedom to make my own schedule and not have to be stressed to find time to do a simple thing like do the laundry".
It’s clear at this point that barring any major changes in our income or expenses that we will be able to achieve our investment goals in 34 more months as long as we take things month by month and do everything possible to hit the high bars we have set for ourselves.
We can ALWAYS do better! This month we clearly spent more on restaurants and groceries than we would like to moving forward on average.
That figure would allow us to safely withdraw $23,087 a year with no problem until we are 60, where our $3 Million or so is waiting for us from our 401K/403B/IRA accounts.
...That $160 of FREE money REALLY becomes $1,907 of FREE money